What is Insurance Law?
Insurance law is the set of legal regulations which surround the operation of insurance contracts and insurance policies. The practical application of insurance law is that when an accident occurs, particularly in relatively large matter like a car accident or a personal injury matter, a dispute can easily arise between the insured and insurance company or in the case of third party insurance, the insurance company and the person claiming the initial amount in damage. Although in the case of personal injury, many states have now changed much of their legislation in relation to insurance claims from personal injury, medical negligence, other types of professional negligence and the public liability claims, there are still cases which arise where there is a clear need to act quickly to ensure that your rights are not trampled on. There are very often statutes of limitations in relation to claiming for personal injury and other types of insurance related claims. In New South Wales for example there is the 6 year time limit for actions because of the Civil Liability Act. There is also similar legislation in many of the other states of Australia.
How can an Insurance Lawyer help me?
Insurance lawyers analyse insurance policies for you and can assess if you have a claim against an insurance company. If you are in the process of fighting insurance litigation, you may need legal representation including a legal professional to draft the documents for the litigation, handle the negotiations with the company or actually appear in court and fight the case. A barrister is a specialist court lawyer who can usually assist with obtaining the settlement in relation to an insurance claim. If you have a query about a personal injury matter, professional negligence, a car accident or any other type of matter involving insurance where the possibility of a dispute about the veracity of the claim then please do not hesitate to contact one of our lawyers here using the chat function or the contact form or the question box below. Using one of these processes, you will almost certainly contact a lawyer immediately.
Recent Legal Information
Insurance Claims and the Queensland Flood Crisis
What are my rights in relation to an insurance contract in queensland? The recent Queensland floods had a direct impact on an estimated 180,000 persons. If you own a house, business, farm or rent a property that was flooded and you want to claim against your insurance, you need to understand your insurance...more legal information
Motor accidents and Insurance Law Claims
September 12 has been marked by a number of fatal accidents on Sydney's roads which is leading to greater interest in insurance law claims. On the weekend, 1 man was killed and three people were seriously injured as a result of three separate car accidents in the metropolitan area. In the latest incident...more legal information
Shocking Case of Medical Negligence
In what would normally be a joyous event for a family, a botched routine medical procedure has left a woman at risk of paralysis. There has been a terrible mistake made by staff at a Sydney hospital in the course of administering an epidural to a woman in labour. Ms Grace Wang who recently emigrated...more legal information
Insurance claim dispute template
If you have a dispute with a insurance company this template can assist you to prepare a letter to make your case to an ombudsman. Insurance and financial services ombudsman services have undergone some changes in the recent past. An Australian scheme named the Financial Ombudsman Service (FOS) began...more legal information